Loans and Credit Lines

Credit Card Debt as A Silent Financial Killer
Technology spoils people’s whims. It tends to cater to every human’s caprices. It feeds on the people’s undying thirst for easy, instant, and convenient. More often than not, it also causes them a lot of trouble—financial trouble through credit card debt—that is.

All About Cashback Reward Credit Cards
Reward credit cards are very popular these days. This is because a lot of consumers are taking advantage of these unique card programs. They are easily attracted to the amazing gifts, perks, incentives and other credit card rewards that they can earn by merely charging their purchases and expenses on their reward credit cards.

What to Know About Frequent Flier Miles Credit Cards
Having the freedom to buy now and pay later is one of the reasons why credit cards are popular. Things got better since rewards programs have been added to the list of credit card perks. Each time you use your credit card to purchase items or pay bills, you gain points which can be converted to freebies, special services or even cash.

IndexCreditCards.com Credit Card Monitor Shows Record High Average Rates
The latest numbers coming from the IndexCreditCards.com Credit Card Monitor are not encouraging for consumers who carry a balance. The recently released data show average credit card rates of 16.81%, the highest rate recorded since the Credit Card Monitor debuted in 2005.

Credit Card Debt Relief Options Explained
Credit card debt relief continues to be very much in need today as Americans wage an ongoing fight with credit card debt. Debt Relief explains the credit card debt relief bailout available today.

CardWisdom.com Takes a Personal Approach to Helping Consumers Understand Credit Card Offers
Cardwisdom.com, a new credit card research site, helps consumers evaluate credit card fine print, maximize credit card rewards earnings and minimize credit card interest expenses.

Ask Financially Offers new Credit Cards Guide and Calculator to Beleagured Credit Card Holders Being stung again with interest rate rises.
Credit card holders can only look on as credit card giants Capital One and ABN Amro India (currently being purchased by HSBC from The Royal Bank of Scotland) recently announced interest rate increases, of up to 7% for some existing customers. Capital One's increases will come into effect after customers receive their March statements, continuing a trend in APR increases from most major credit card issuers both in the UK and globally. A tightening consumer credit market is not only making it harder for consumers to repay their credit card debt - just being approved for a credit card is now becoming a privilege for reducing numbers of consumers able to meet increasingly restrictive credit criteria.

Egg's New Balance Transfer Offer Outstrips Virgin's
Egg's 0% balance transfer credit card has edged ahead in the race for New Year sales, Credit Card Comparison Online figures reveal